Getting a settlement for a car accident can be a lengthy and tedious process. You shouldn’t assume that the case will settle quickly and without dispute. You should take certain precautions when filing a claim after a car accident. You need to make your case strong by avoiding mistakes that could reduce your chances of getting the compensation you deserve.
According to Michael Waks, one of the top car accident lawyers in Long Beach, you are allowed by law to claim compensation for losses incurred in terms of property damage, lost wages, medical expenses, pain and suffering, and much more. However, insurers will do everything possible to limit or even deny you fair compensation. It is thus imperative to know precisely what you should or shouldn’t do in the event of an accident. Some of the common mistakes that could jeopardize your car accident claim or reduce your compensation include:
1. Failure to involve the police
You must call the police when you have an accident, regardless of the nature of damage/injury or how remorseful the other driver claims to be. The police will access the accident scene and collect valuable evidence to attest to the circumstances. If you don’t involve them, it will be your word against the other drivers, which could turn against you when you file a personal injury claim.
2. Not documenting the accident scene
According to Dereck Capaz, who is rated as one of the best personal injury attorneys in Lakeland:
“Although you may be understandably shocked and confused, you should record the details of your accident to prove the other driver’s liability. You need as much evidence as possible to support your personal injury claim and protect yourself from any fabrication allegations by the other driver to their insurance company.”
Take photos with details such as:
- Personal injuries
- Condition of vehicles
- Placement of debris
- Skid marks
- Road defects
- Traffic control signs/devices
- Weather and lighting conditions
3. Not seeking medical attention
You need to see a doctor as soon as possible, regardless of how severe or minor the car accident is. Injuries and pain can be masked by adrenaline, and you might unknowingly suffer from a concussion, contusion, internal bleeding, or brain hemorrhage. You will not only avert life-threatening consequences but also have proof of the injuries sustained during the accident for the settlement claim.
4. Agreeing to a quick settlement
Insurance companies know that you are under duress and are quick to make you an offer for the settlement. With the high medical bills, inability to work, lost income, and vehicle damages weighing down on you, stress is bound to occur. The insurers take advantage of this and offer you much less than you deserve, and if you agree to it, the case is closed thus, you can’t pursue any claims afterward.
5. Admitting guilt
You need to be careful about what you say in the event of an accident since a simple “I’m sorry” can turn back to haunt you when you want to claim a settlement.
You need to be extra careful of the information you share with the insurance companies, as it can be used against you. Whatever you do, don’t leave the accident scene, and remember to get the other driver’s contact details and their insurer. Make sure that you call the insurance company immediately, but do not agree to give a recorded statement at any point. Finally, get a competent lawyer as soon as possible to start pursuing the claim without delay.
