Did you know there are over 5.4 million auto accident injuries annually in the U.S.? Even worse, the accidents claim 45,000 lives yearly and injure millions of people. For instance, there were 63,750 car accidents in Minnesota in 2021, with 20,000+ injuries and at least 400 deaths.
It’s the ultimate reminder to be extra careful on the road. But more importantly, it underlines the need for stricter traffic regulations and stronger offender penalties.
The good news is that you’re guaranteed proper compensation if you file a personal injury claim. Sadly, many auto accident victims make avoidable mistakes, jeopardizing their chances of rightful compensation.
If you happen to live in Minnesota and have sustained injuries in a car accident, you must consider consulting with an experienced Minnesota car accident attorney. They will help you navigate the complicated legal waters and obtain justice. Here’s what you should know for a successful car accident claim.
1. You need immediate medical attention
Call an ambulance if you’re seriously injured. The medics will provide first aid, take you to the hospital for further care, and prepare a medical report to help you file a compensation claim.
Remember that a few injuries aren’t visible immediately after an accident, and some are invisible altogether. For instance, whiplash is invisible without medical imaging. So, you need medical attention even if you feel fine.
Above all, don’t delay. Otherwise, the insurance adjuster may argue that the injuries or losses are unrelated to the auto accident.
2. You must work within the statute of limitations
Statutes of limitations are deadlines within which you must file a suit. Otherwise, you lose your right to sue forever. The time limits vary from state to state. Additionally, statutes of limitations may vary depending on the type of accident.
For instance, the statute of limitations in Minnesota is two years, after which the court will dismiss your claim. Meanwhile, minors have a year after they turn 18 years to file a car accident lawsuit.
But that’s not all. For instance, a different law applies if you lose a loved one in a car accident. In that case, you have three years from the death date (not the accident date) to file a wrongful death claim. An experienced car accident lawyer will help you file a timely claim.
3. Most auto accident claims settle out of court
Out-of-court settlements are more common than full trials. But each option has pros and cons worth assessing.
For instance, out-of-court settlements promise faster compensation, typically within weeks. It also saves you from a daunting case process, legal fees, and an unpredictable jury. Also, you have more bargaining power. But you may miss underlying injuries, leading to under-compensation.
Meanwhile, a full trial in a court of law is more thorough. But it takes longer, typically several months to a few years. Moreover, the judge and jury have the final say.
4. The accused is innocent until you prove otherwise
You must convince the insurance adjusters that the other driver owed you a duty of care. Also, you must show they breached this duty and that your losses directly result from their negligence.
So, you need sufficient evidence and above-average persuasion skills. A few pictures and videos with clues to untangle the case, such as street signs, landmarks, and intersections, often go a long way.
Speak to a few witnesses, too. They make a big difference. Ask them a few questions, then take their names and contact information.
5. An experienced lawyer can save the day
Although hiring a lawyer is a personal choice, we strongly advise against representing yourself in a car accident compensation claim.
This is especially true if you’re injured or traumatized. You need to rest. Also, you may need medical attention for a few days or weeks. Otherwise, the injuries may worsen. That leaves you little time to chase insurance adjusters or make court trips.
Above all, your inexperience can be your downfall. The other party’s legal team can intimidate you, forcing you to settle for less. An experienced lawyer guarantees a stronger case and a more befitting compensation.
Summary
Auto accidents can change your life for the worse while also impacting the lives of your loved ones. So, don’t take the matter lightly. If you’re a victim, get proper medical care and file a personal injury claim. An experienced auto accident attorney will help you get rightful compensation.
